Let’s face it, we can all use more in our weekly/bi-weekly/semi-monthly paychecks. Yes, it would be difficult to walk into the boss’ office today and judiciously argue your merits for a raise with the economy in the state of disarray it is (regardless of short-term optimism). There are, however, ways in which you can increase your net income today–or just as soon as your HR Department can process the changes. They are quite easy, but do require that you give up your large tax refund which may turn some people off. What’s more, is that by getting more of your income in your paychecks, you can accomplish your financial goals faster. That last line may be just the motivation some people need to adjust the way they view their big tax refund preference
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