Brown-Bagging Lunch Has Drawbacks Too

The Fonz Happy Days lunchbox and thermos

Ayyyyy! You know the Fonz is the man and you wish you had this cool lunch set-up when you were a kid.

There are many reasons why people would go through the trouble of packing a lunch every single day. Some people may be obsessed with saving money. Others may have dietary considerations, and find it easier to control what they eat by making it themselves. Still others do it for budgeting reasons and the simple cost savings of purchasing groceries versus eating out each afternoon. Personally, I do it because I have a preference for the way my food comes out when I make it as opposed to the options near my office. Plus, I can eat it whenever I want and don’t have to worry about when the restaurant will open or how crowded it will be. But, there are always downsides that many people don’t think of until it is too late.
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Fact of Life (And Business): You Get What You Pay For

The above title says it all. No matter how you try to justify or spin it, it’s quite simple: in life, you do get what you pay for. No matter what products or services you are talking about, no matter if it’s in business or in your personal life, you get what you pay for. You can try to save with DIY projects but sometimes it just makes more sense to hire an expert in terms of what you get for the money. And if you are the type to only use free services, you shouldn’t expect much at all in terms of assistance or troubleshooting (ever try getting help from Google on any issue?) . 

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There Is Being Frugal And Then There Is Being CHEAP

As a financial professional, it’s my responsibility to be able to help people come up with ways to save money, whether it be on their taxes or on day-to-day expenses. As someone who has financial responsibilities of his own, I read a lot on the subject for my own benefit as well. And even though I don’t view myself as being frugal I do read quite a bit on the subject. What I have found in my research sometimes shocks me: the extent that some people go to in order to save money, even in very small increments, just blows my mind. I have no problem doing comparison shopping, using coupons, timing my purchases, and other things in order to reduce my expenses, but some of the people out there absolutely refuse anything that isn’t free! 

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