“Don’t Sweat The Small Stuff…And It’s All Small Stuff” was a book written in 1996 by Richard Carlson, Ph.D which became sort of a phenomenon. It was written about how people allow little things to cause stress and take joy out of their lives, and some other mumbo jumbo psychological double-speak. Sure, that’s all fine and dandy in theory: ignore the small things, concentrate on things that make you happy, and you’ll be stress free and floating on clouds all of the time. There’s one big problem with the whole premise of the book, it’s title, and the movement that came with it…if you ignore the small stuff, it usually becomes a monster before you know it. This is particularly true in the world of personal finance.