Sometimes DIY Just Shouldn’t Be A Consideration

Photo credit: © Tschetter

Do-it-yourself projects have grown tremendously in popularity with the increased coverage cable television and the internet provide. Reality shows about building cars and motorcycles from the ground up, how-to tech programming, and home design shows all highlight ways to build or repair a variety of items on your own are all over the place. DIY projects are great on several fronts, and not just in terms of building or repairing things either. They allow you to put your skills to good use. They (possibly) cut down on the costs of projects by eliminating the labor component. They allow for the learning of new skills. In general DIY projects can be very beneficial. There are times, however, when doing thing yourself can be detrimental and possibly have terrible consequences.

 

If do-it-yourself projects have so many benefits, why would I recommend staying away from them? There are various reasons, and each individual would have to decide for themselves, but the main situations include… 

 

When time is of the essence

When it is imperative that a project be completed in a swift and efficient manner, it is sometimes best to hire someone to take care of it. Things like computer or car repairs, or projects around the house like replacing plumbing are often issues that require immediate attention. They don’t usually allow for the time necessary to research and teach yourself how to do the tasks necessary to complete the projects. In such cases, in order to avoid having interruption to your daily life it is usually best to call in a professional. Even for projects that don’t require immediate completion, such as building out a deck or putting together a garden, it can be more beneficial to hire someone experienced so you can spend your time concentrating on other things that will require your time and attention rather than work on them in small intervals when you can find the time.

 

Dangerous situations

Some things that can be done on your own simply shouldn’t if you don’t have the hands-on experience that a professional would bring to the task. Working with electrical components such as rewiring lights or installing items dealing with exposed wires, using unfamiliar power tools, and working at heights or on unsure footing such as pressure cleaning a roof are but a few examples. Without working or practical knowledge and experience on tasks like these leaves much room for harm. Professionals in these areas know the steps, and have the tools to protect themselves from the many dangers these jobs present. Additionally, the most qualified people are well versed in ways of getting the job done in ways that significantly reduce and even eliminate the inherent dangers.

 

Dealing with important or valuable items

Some items are extremely expensive or even irreplaceable. Doing something like trying to hang a television that cost thousands of dollars or trying to adjust a piece of jewelry that has been passed down through several generations may seem like a simple job, but the slightest slip-up or oversight can cause irreparable damage. Even something as common as changing brakes on a car make the smallest miscalculation or error can lead to not only the destruction of the vehicle, but loss of life which can never be replaced.

 

Humiliation may occur

Many people think going to the salon or barber is a waste of money. They would rather keep the cash and do the job themselves, or have a friend or relative do it for them. This is especially true of mothers who put a bowl on their sons’ heads and cut around it leaving their boy s looking like mushroom-heads. Sure, the Flowbee was a crazy popular for really cheap people to give themselves haircuts back in the day, but seriously, what do you do when it goes wrong? What happens when a lady tries to dye her own hair but screws up leaving it green, or worse yet having the chemicals cause patches of hair to fall out?

 

 

 

Legal and/or monetary consequences

Online websites and programs are produced to convince you that they can do many tasks such as prepare your own tax returns or develop your own legal documents. What these sites (and their operators) do not explicitly disclose to you is that these products are not foolproof, and in more complicated scenarios can leave the individual very much exposed. But, what if your situation is more complicated than you realize, or if you simply don’t know that you are omitting something? Even though the site/program owners profess to save you time and money with their “accurate and simple” solutions, you may end up screwing up big time. Forgetting to report something or not knowing the rules for reporting certain claims on a tax return can lead to penalties, interest, and/or backup withholding. Not knowing to include a particular clause in a legal document can leave you open to a lawsuit or worse yet, without recourse for a perceived negative action against you.

 

Medical Issues

I won’t even dignify the stupidity of self-diagnoses and self-medication/operation just to avoid paying for it by saying any more on this.

 

I don’t expect everyone to agree with all of these points. Some people will be stubborn and claim that there is never a reason to pay someone to do what you can learn to do for yourself. Some people will refuse to acknowledge these situations out of pure stinginess and refusal to part with any money unless there is no possible alternative. I’m cool with that, you are entitled to you own views, but you have to at least consider the possibility that there are times when it makes more sense to pay someone else to do the work. You just need to ask yourself if it’s really worth the time, effort, embarrassment, and/or risk that comes with any given project you attempt on your own.

 

Are you one of those people that would never consider having something done if you couldn’t do it on your own? Have you ever foregone hiring a professional only to end up needing to bring one in to fix something you screwed up doing yourself? Have you ever done something only to realize that the more efficient and economical choice would have been to pay someone rather than do it on your own?

 

About Eric J. Nisall

Former NY'er, accountant & business consultant, founder of GreenBridge Advisors. Blogging about personal financial, small business topics, and other fun topics at DollarVersity. Fan of the NHL and everything hockey! Follow me on Twitter, Facebook, and on Google+

  • http://pulse.yahoo.com/_NNQTITGQC3L7GHWAKXTTBRIDVA Rachel

    I like to do things myself, but I am well aware of my limitations. My time is valuable and there are tons of things that are better left to a professional. Some things I can teach myself, like dying my hair and html (hopefully), but other things (pretty much anything mechanical) are never going to be my forte. Knowing what your capabilities and skills are is key to making do-it-yourself decisions.

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      I hear you!  I’ve taught myself enough HTML to make little changes here and there that are needed, and a few things around the house I do (replacing toilets & garbage disposal) but when I am pressed for time, or just don’t know enough I go right to the phone.

  • http://twitter.com/seedebtrun See Debt Run

    I am terrible at DIY projects.. just terrible. And it stinks, because my wife is always watching HGTV.

    I always agree to take on projects that don’t require an artful eye at all. I can replace a toilet, hang a light, do demolition, or put something together. But any drywall or molding, or something like that.. It will surely look terrible if it is done by me.

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      I’m the same way.  I don’t have many creative bones in my body!  Some basic mechanical stuff, sure I can do, but anything big is much better served by calling in a pro.  Worst thing you can do is think too much of yourself and screw something up big time

  • http://www.smartwealth.org/ Evan @ Smartwealth

    I completely agree, I’m a do-it-yourself type of person except for when time is of the essence, or if it is electrical or plumbing

  • http://www.smartwealth.org/ Evan @ Smartwealth

    I completely agree, I’m a do-it-yourself type of person except for when time is of the essence, or if it is electrical or plumbing

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      Plumbing I’ve done. A little electrical but not anything big, and I have a pretty big one at home that I’ve been putting off because I don’t want to try it (I need to run a line up into the ceiling for a receptacle)

  • http://www.springcoin.com/blog/ Kevin Yu

    I actually love DIY projects.  At the end, sometimes it might’ve been worth it to hire a professional, but I love learning new things! 

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      I love learning too, but there comes a time when the benefits don’t outweigh the drawbacks.  Especially if it’s something I don’t see needing again in the future (or at least very a very rare need).  Plus, if I can get more done on other tasks in the same time that a pro can get what I need done, I’m all over that trade-off.

  • http://moneycactus.com Shaun @ Money Cactus

    Funnily enough I just did a DIY article myself.  I’ve never screwed anything up so bad I had to get someone in to fix it, but I agree that you need to be aware of your limitations and also be smart about what you take on.  If you can DIY and make a difference, then go for it, if you time is better spent doing something else, then leave it to the experts!

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      That last line is something that I think too many people don’t realize.  I don’t know if it’s pride or cheapness, but sometimes it just makes sense to hire someone else.

  • http://www.moneybeagle.com/ Money Beagle

    I also don’t do much with electrical or plumbing just because the damage can be severe either to property or self.  Stuff requiring a hammer and nails, I’m generally willing to give a go of.

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      Real plumbing/electrical jobs scare the crap out of me. I won’t do anything with pipes or slicing/splitting wires, no way.  One wrong move and it could be bye-bye home

  • http://www.directbanc.com/about/ Monica

    I will do some DIY projects if I think I am able, but for anything involving electricity, plumbing, or serious home repairs, I will hire a professional. We did have to replace a toilet, and by the time we bought the materials (which required multiple trips to Home Depot) and spent a day doing it, we would’ve saved time, frustration, and money.

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      That’s my point exactly, Monica.  A lot of times, people don’t consider everything, and just focus on the cash savings.  Sometimes you actually come out ahead by paying someone to do a job for you.

  • Andy Hough

    I like to do stuff myself if it is something I know how to do.  There are exceptions though.  I don’t change my own oil even though I could because the auto shop can do it much faster for not much more than it would cost me. 

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      Yeah, that’s one I never do.  I can bring my car in, pay $14-$15, and write a post or something in the time it takes them to do it.  Anything that won’t save me a significant amount, or that I won’t enjoy doing, I’ll give to someone else to do for me.

  • http://www.thadthoughts.com/ Thad Puckett

    Lots of good advice in this.  My BIL is an electrician.  He makes a great deal of money from people who tried to do the work on their own.  

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      I wouldn’t doubt it.  People don’t realize that if they aren’t proficient, it’s probably best to go with a pro.  In most instances it costs a heck of a lot less to get the job done right the first time than it does to do it wrong and still have to pay someone to fix the mess THEN do it the right way.

  • http://www.debtfreebythirty.net Niki

    I like doing DIYs but like others have said I know my limitations. While I have changed faucets and lighting fixtures I would never consider myself a plumbing or electrical expert. We also knew that we should hire a professional when we decided to completely redo the bathroom, although we did save money by doing the demo ourselves. 

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      Yeah, some people can do the superficial changes pretty well then start thinking they can get into the nitty gritty and end up doing something foolish.  I’ve had the same exact experiences as you, but know that it’s probably as far as I can go without burning down or flooding out my condo.

  • http://www.squarepennies.blogspot.com/ Maggie@SquarePennies

    Yes, there are plenty of times when it’s wiser to hire a professional.  My husband is a big DIY-er, but even he didn’t consider putting a new roof on our house. Thanks goodness!
    For the most part, sewing your own clothes no longer pays & you have a real possibility of it not fitting well. 
    I still dye my own hair after a friend showed me how.  I figure if thousands of women can do it, so can I!  I’ve never had a problem with it, but I do look like an alien if anyone comes to the door.  

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      My mother dyes her own hair.  Well, actually my father does it for her, and I will never go over there when that process is going on–the smell kills me.  That probably won’t damage your head like putting in some kind of treatment and forgetting about it until your head is on fire ;-)

  • http://notmadeofmoney.com/blog/ Dana

    We’re big DIY’s here but we know where to draw the limit – electrical and plumbing issues top the list.  I’ve learned that some things are just better left to those who have experience in what they are doing…..

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      That seems to be the common line-in-the-sand.  I think the lesson you learned is something that many others can benefit from.  In my view, there’s nothing wrong with admitting that you can’t do it, or paying for a service that can be done better and more effectively.  I certainly have no problem doing either, especially the prior.

  • tal2121

    I try to do some DIY projects…usually only if it is not going to cost me more in terms of opportunity cost.

    Great post! :)

    • http://www.dollarversity.com Eric J. Nisall – DollarVersity

      Opportunity cost is a great term.  I just wish more people know what it meant so I could use it more.  I may have to do a “definition post” in the near future–unless you want to keep that one for yourself ;-)