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In case you were unaware, last week was the huge $640 million Mega Money drawing. There had been quite a bit of publicity surrounding the event since many experts postulated that if the drawing went without a winner, it would top the $1 billion mark. People clamored to secure tickets–even those who lived in states that don’t participate in the drawing were sent to Twitter, Facebook, and their phones to contact friends and relatives in participating states hoping to have tickets purchased for them. One particular person who who a significant vested interest in the drawing was Washington Wizards rookie Chris Singleton.
Well, they aren’t inherently evil, but the simplistic rationale and ways that people go about thinking and handling tax refunds certainly can be to their financial states. I read an article by Dave Carpenter, a personal finance writer for The Associated Press on retirement and other topics, which landed on MSN Money’s Tax Tips page about tax refunds and how they aren’t always evil. His main points for tax refunds being good are called: avoiding a debt trap, providing a welcome windfall, protection against tax surprises, forced savings, and little lost opportunity cost. Sure, it’s great to be chipper and look at the bright side of things, but it’s not always helpful. Sometimes, people need to hear the truth even if they don’t want to hear it.