Food. Cars. Medicine. Power Tools. Information. Credit.
What do they all have in common?
Which one doesn’t belong with the others?
Why does that one not follow the same rules as the others?
They are all tools, and at first glance, it would appear that credit has nothing to do with the others.
But, indirectly they all have something very important in common with credit: responsibility. Each one of those things mentioned, used responsibly can be of great benefit, but once the line is crossed toward irresponsibility, irreparable damage may occur. The same may be said of misusing credit, which like the previously mentioned items, can be a very powerful tool if used properly. However, people need to stop placing the blame on others, including credit issuers, and recognize that they are their own worst enemy.