Tracking The Progress Of My Hardest Hit Fund Program Application

Hardest Hit Fund, HHF, Mortgage Assistance, Housing Crash, Underwater Mortgage

(Almost) Everyone knows about the housing crash that ruined many peoples’ lives and help throw the country into an economic tailspin.

Lots of people are aware of the government’s Home Affordable Refinance Program (HARP) and Home Affordable Modification Program (HAMP) that came from that financial ruin.

Few people have heard of the Hardest Hit Fund, which was for all intents and purposes a “bail-out” for the states that were…you guessed it!…the hardest hit by the housing crash.

I happened to stumble upon the site and said “what the fuck, I qualify so let’s see what happens”.

Here’s the backstory:

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Shop Local: The Stores You Oppose Started Small And Local

shop small, shop local, small business Saturday, small business

The calls to “shop local” have been growing louder year after year.

Even one of the largest credit card companies, American Express, started a movement called “Small Business Saturday” to entice consumers to shop at small businesses.

It seems that society has become a bit hypocritical lately.

As a whole, we applaud entrepreneurial spirit and even encourage people to start a businesses to achieve financial success (although it isn’t always the answer or even the right thing for certain people).

But then we condemn big-box national chains for whatever reason with our next collective breath.

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The BIGGEST SECRET About Taxes You Will EVER Read!

taxes, finance, debt, personal finance, money, income taxes, advice articles

I bet you thought you were going to be blown away by some super-secret, S.H.I.E.L.D. level 10-access info, huh?

You probably saw the title and thought “Oh, wow, now I’m going to get the real scoop!”

Or, perhaps you just clicked on the link because it looked really important with the uppercase font showcasing the “biggest secret” that would be revealed.

Well here it is….

You are gullible, and everyone knows it!

Why, you ask?

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How To Look Like A Fool When Asking For A Discount

how to haggle, asking for a discount, requesting a discount, price negotiations

I have lots of clients who make me shake my head.

There’s the people who hand their kids everything on a silver platter.

There’s the guy who calls at least once a week with a new scheme to avoid paying taxes (“scheme” being the operative word).

There’s the other guy who doesn’t want to pay taxes via salary but then wants a bigger tax refund at the end of the year.

Then there’s the person who inspired this little story.

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Parents Don’t Let Your Kids Grow Up To Become Like This

It's not always great to hand kids everything in life. They may end up ruining everything.

I’m not a parent.

I won’t pretend to know anything about being a parent.

I won’t try to give parenting advice to anyone (I seriously intended this to be a story, not an advice column, I swear!).

What I do know is what happens when parents hold their children’s hands through everything.

They (many) turn out to be adults that can’t do things for themselves.

Case in point: a guy I call “mumbles” runs a company that was split off from his father’s business.
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